CoreBankingSystemwithLendingCapabilities
Engineered for the complexity of modern core banking — with intuitive tools, precise configuration, and tailored solutions for real-world lending.
- REST API + UI
- High-precision currency
- Retroactive events
- Fully configurable
Everything you need to run modern lending
Four pillars that make Fintexity feel like a product engineered for the edge cases, not just the happy path.
Highly configurable loans
Create customizable loans tailored to your needs.
Set the currency and basic terms — amount, start date, interest rate, installments. Configure arrears, additional costs such as fees and penalties, and specify the payment order that determines which amounts are prioritized on partial payments. Advanced options cover days in a month, late-payment interest, and automatic loan closure.
High-precision currency configuration
Optimize your banking computations with high-precision currency settings.
Fintexity allows you to configure the exact number of decimal places, ensuring unmatched accuracy for amortization schedules and other critical financial calculations in real-world banking scenarios.
Advanced loan management
Streamline your lending operations with our advanced loan management system.
Efficiently filter loans, access comprehensive loan details, and execute payments with ease. Watch real-time transitions between loan states as events occur — such as an account becoming active once a late payment is made. The system is built to handle real-world scenarios accurately.
Diverse loan event capabilities
Explore a broad spectrum of event options for your loans.
Regular payments, custom payments for specific amounts like interest or principal, and extra payments that reduce either the number of installments or the amount per installment. Update interest rates, run nightly state updates, pay off loans in full, or write them off when necessary. Every event can be applied retroactively, and rate changes can be scheduled for future dates.
Built on principles that matter
The foundations that let our customers ship lending products with confidence.
Customizable loans
Create and manage a variety of loan types tailored to meet the unique needs of your customers.
Ease of use
An intuitive design that simplifies complex processes, making your interactions smooth and hassle-free.
Pricing like no other
Best-in-market pricing, offering unmatched value without compromising on quality or features.
Scalable infrastructure
Scale your lending operations effortlessly with our flexible and scalable platform infrastructure.
Seamless integration
Easily integrate with existing banking systems for a smooth and cohesive user experience.
Dedicated support
A customer-focused approach delivering exceptional support experiences every time.
Secure banking
Robust security measures ensure your financial information is always protected.
Continuous improvement
Continuous improvement cycles incorporating user feedback and industry best practices.
Frequently asked questions
Can't find what you're looking for? We're happy to walk you through it.